for iPhone
Payday is a date.
Bills don’t check
the calendar.
Money Meridian gets you cash for the days in between. Sign up with your phone number, see exactly what it costs, and pay it back when your paycheck lands.
Sign up with just your number
Full cost shown before you confirm
No hidden fees
Last payday
Oct 1Next payday
Oct 15
Life runs on a daily
schedule.
Paychecks don’t.
Rent is due on the 1st. Your car decides to need new brakes on the 9th. Payday is the 15th. That stretch in the middle is where most money stress lives, and it’s exactly where Money Meridian works.
The surprise bill
A vet visit, a phone screen, a co-pay. Small enough to feel silly, big enough to wreck a week.
The timing mismatch
Your money is coming. It’s just not here yet, and the due date won’t wait.
The overdraft trap
One short balance can turn into a stack of bank fees. A small advance can cost a lot less.
We don’t think you need a lecture about budgeting. You need a bridge to payday. So we built one.
Four steps.
No paperwork. No bank
login.
Everything happens in the app, on one screen at a time. Most people finish in a few minutes.
Start with your number
A vet visit, a phone screen, a co-pay. Small enough to feel silly, big enough to wreck a week.
Tell us a few basics
Your name, address, and how you get paid. We use it to confirm it’s really you and to match your advance to your payday.
Pick your amount
Choose how much you need. Before you agree to anything, you’ll see the full cost and your repayment date.
Get your decision
We check your request and let you know where you stand. If you’re approved, we’ll tell you when to expect your cash.
Already have an account?
Download on the App Store
Use the same phone number to sign in. We’ll pick up right where you left off.
You see the receipt
before you buy.
Most financial products show you the total at the end, in small print. We flipped it. Before you confirm an advance, the app shows you every number on one screen, in plain English.
One total, not a puzzle
The amount you repay is shown as a single number. No math required.
Nothing added later
The total you confirm is the total you repay. No hidden fees.
Repay early, any time
Paid sooner than planned? Settle up in the app whenever you’re ready, with no extra fees for paying early.
Your repayment date follows your payday,
not ours.
A meridian is the line that marks the middle of the day. Ours marks the middle of your pay cycle. Tell us when you get paid, and we line up repayment with the day the money actually lands.
Payday
Rent due
Unexpected bill
Advance
Payday + repayment
Weekly, biweekly, or monthly
However often you get paid, your repayment date is set to match.
Heads-up before it’s due
We send a reminder before your repayment date, so it never sneaks up on you.
Everything on one screen
Your amount, due date, and status live on the Home screen. Open the app and you know where you stand in two seconds.
A full history
Every advance and every payment, all in one place, whenever you need to look back.
Money that works on your timeline. That’s the whole idea.
We guard your info
like it’s our own money.
Trust is the real product in fintech. Here’s how we earn it.
What we ask
- Your phone number, to create your account
- Your name and date of birth, to confirm your identity
- Your home address, to check that we serve your state
- Your income and payday, to match repayment to your paycheck
- The account where you get paid, to send your cash
What we don’t ask
- Your online banking username or password
- Access to your bank login
- A password you have to remember
- Paper documents, faxes, or branch visits
- Hours of your time
You must be 18 or older and live in a state where Money Meridian is available. [Not available in all states.]
What we ask for.
And what we never will.
Signing up for money stuff shouldn’t feel like handing over the keys to your life. Here’s the full list, both ways.
Encrypted end to end
Your personal info is encrypted in transit and at rest, using the same kind of security banks rely on.
Never for sale
We don’t sell your personal data. Period.
No ad targeting
We never use your phone number or email for ads. We only reach out about your account.
You’re in control
Want out? You can delete your account right from the app. No phone calls, no runaround.
We’ll never ask for your full SSN, passwords, or verification codes by email, text, or phone. If someone does, it isn’t us.
Report it to support@money-meridian.com.
Questions people actually ask us.
A meridian is the line that marks the middle of the day. Ours marks the middle of your pay cycle. Tell us when you get paid, and we line up repayment with the day the money actually lands.
Is a cash advance the same as a loan?
No. Money Meridian offers cash advances: a short-term amount you repay on your next payday. You’ll see the full cost before you confirm.
How much does it cost?
It depends on the amount you choose. The app shows your fee and the total you’ll repay before you agree to anything. No hidden fees.
How much can I get?
Your available amount is based on your income and other info you share. You’ll see it in the app after you sign up.
How fast will I get my money?
Once you’re approved, we’ll tell you exactly when to expect your cash.
Do I need to connect my bank account?
You don’t need to log in to your bank through the app. You just add the account where you get paid, so we know where to send your cash.
What if I can’t repay on time?
Reach out to us before your repayment date. We’ll walk you through your options. The sooner we hear from you, the more we can help.
Can I repay early?
Yes. You can repay in the app any time before your due date, with no extra fees for paying early.
Why wasn’t I approved?
Eligibility depends on things like your income and account activity, and those change. Check back later. Your info is saved, so you won’t have to start over.
Is Money Meridian available in my state?
We’re available in most states and adding more. If yours isn’t covered yet, the app will let you know during signup.
How do I delete my account?
Go to Account in the app and tap Delete account. If you have an active advance, you’ll still need to repay it.
Didn’t find your question?
Contact us
Your next payday is coming.
You don’t have to wait for it.
Download Money Meridian, sign up with your phone number, and see what you can get in a few minutes.
Download on the App Store